Article · Citizenship

Property or Deposit? Turkish citizenship routes compared

The property route is announced at USD 400,000 with a three-year title restriction. The main financial alternatives are announced at USD 500,000 or equivalent with a three-year holding condition, depending on the route and authority. The better route depends on control, liquidity, residence use, currency exposure and evidence tolerance.

Part ofTurkish Citizenship by Property Investment

Property creates a Tapu file and a Residence to inspect. Deposit, government bond, fund share and pension routes create different authority files and holding restrictions.

What changes the buyer's decision?

Property can solve family use and citizenship together, but it adds title, valuation, Aidat, tax and resale risk. Deposit can be cleaner operationally, but it does not produce a Residence.

Choose route after comparing evidence burden, 3-year lock, exit route and family use. Do not let the lowest threshold decide alone.

Evidence and checklist

Buyer momentCheckWhy it matters
PropertyUSD 400,0003-year title restriction and Residence evidence.
DepositUSD 500,0003-year no-withdrawal route through banking authority.
Funds/bondsUSD 500,000Authority and holding-condition route differ.
EvidenceDifferent filesTapu file versus bank, fund or ministry file.
DecisionFamily use vs liquidityRoute fit matters more than headline threshold.

How to use this in your shortlist

Start with your goal, budget and timing, then test one Project, one Residence and one Offer against the rule above. If evidence is missing, keep the gap visible instead of replacing it with a claim.

Evidence register

Sources

Source claims checked on 2026-08-24.

  1. Invest in Türkiye, Acquiring Property and Citizenship
    Rule date
    current investment-guide page; programme notes 2025-06-01 guide
    Accessed
    2026-08-24
    Supports
    land-registry transfer, foreign-buyer documents, no residence permit as purchase pre-condition, citizenship route list
  2. Official Gazette Decision 5554
    Rule date
    published 2022-05-13; threshold effective 2022-06-13
    Accessed
    2026-08-24
    Supports
    USD 400,000 property route and three-year no-sale restriction
  3. Your Key Turkiye, citizenship acquisition workflow
    Rule date
    current official workflow checked 2026-08-24
    Accessed
    2026-08-24
    Supports
    certificate-of-eligibility workflow and three-year property commitment

Terms used in this guide

TapuAidatResaleRezidansCitizenship by InvestmentSPK ValuationConformity CertificateHolding Period

Every term links to its full definition in the glossary.

Questions

Common questions

Is property always better because the threshold is lower?

No. The lower threshold comes with title, valuation and resale checks.

Does deposit avoid property risk?

It avoids title risk, but it has its own authority and holding conditions.

Can I switch later?

Treat switching as a new file question for the authority, not a simple edit.

Which route gives a place to live?

Only the property route gives a Residence to use or rent.

Are all routes 3 years?

The cited official route list uses three-year holding or restriction conditions across the main alternatives.

What should be compared?

Evidence burden, liquidity, family use, tax, FX exposure and exit route.

Where this applies

Districts to read next

The same rules play out differently street by street. These are the areas where this guide matters most.

Zeytinburnu5Beyoğlu2Üsküdar3Ataşehir1Bakırköy3Kağıthane2

In practice

Projects where this plays out

Reading is one half. These are live developments where the points above are the deciding factors.

Browse citizenship-eligible projects →

Keep reading

Related guides

Turkish Citizenship by Property Investment

The property route to a Turkish passport, step by step: where the USD 400,000 threshold is measured, who one investment covers, and what we settle before you commit.

Read the guide →

Have a specific question?

Our team is happy to talk through your situation and the right next step, with no obligation.

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