Article · Buying

DAB: the foreign buyer's money path before Tapu

DAB is the foreign-currency purchase certificate in the Turkish bank route before Tapu. TKGM states that foreign natural persons buying real estate must sell the foreign currency through a bank to the Central Bank before the title transaction, and the DAB is submitted to the land registry.

Part ofThe Buying Process in Turkey

The buyer sends foreign currency, the bank converts it through the compliant route, and the certificate supports the Tapu file. For citizenship, bank transfer receipts between buyer and seller also matter.

What changes the buyer's decision?

Money through an exchange office, relative, friend or late conversion can break the evidence trail. The DAB amount also affects the deed value used for title-fee calculations.

Set the bank route before the transfer date. Match buyer name, seller name, Residence, amount and timing across the DAB, receipts and Tapu file.

Evidence and checklist

Buyer momentCheckWhy it matters
WhoForeign natural personDAB notice applies to this acquisition path.
WhenBefore Tapu transactionConversion timing matters.
WhereTurkish bank routeBank sells FX to the Central Bank route.
CitizenshipExtra receiptsBuyer-to-seller bank evidence is also requested.
Fee baseDAB amount reflectedDAB amount can affect official deed value.

How to use this in your shortlist

Start with your goal, budget and timing, then test one Project, one Residence and one Offer against the rule above. If evidence is missing, keep the gap visible instead of replacing it with a claim.

Evidence register

Sources

Source claims checked on 2026-08-24.

  1. TKGM, foreign natural-person FX purchase document notice
    Rule date
    effective 2022-01-24; notice published 2022-01-26
    Accessed
    2026-08-24
    Supports
    DAB route, bank conversion and deed value basis for foreign natural-person purchases
  2. Invest in Türkiye, Acquiring Property and Citizenship
    Rule date
    current investment-guide page; programme notes 2025-06-01 guide
    Accessed
    2026-08-24
    Supports
    land-registry transfer, foreign-buyer documents, no residence permit as purchase pre-condition, citizenship route list
  3. TKGM foreign-buyer and citizenship FAQs
    Rule date
    current TKGM FAQ pages checked 2026-08-24
    Accessed
    2026-08-24
    Supports
    citizenship appraisal, TTB, validity and transaction-scope questions

Terms used in this guide

Every term links to its full definition in the glossary.

Questions

Common questions

Can I convert cash at an exchange office?

Do not rely on that for the official file. The route is a bank DAB route.

Is DAB enough for citizenship?

No. Citizenship also needs value and payment evidence.

Can DAB be after Tapu?

The official sequence points to conversion before the title transaction.

Does the seller need to receive foreign currency?

The bank route and receipts must be checked against the transaction structure.

Why does spelling matter?

Names must match across passport, bank, DAB and Tapu records.

What should iCanBuy inspect?

Bank route, buyer source, amount, timing and Residence identity.

In practice

Projects where this plays out

Reading is one half. These are live developments where the points above are the deciding factors.

Browse all projects

Keep reading

Related guides

Have a specific question?

Our team is happy to talk through your situation and the right next step, with no obligation.