The right estimate separates law from market custom. A contract may shift the seller's 2% title-deed fee to the buyer, but that is a commercial burden, not the official rule.
What changes the buyer's decision?
The largest mistakes are treating every item as fixed, ignoring KDV exemption conditions and using an old DASK basis. The döner sermaye amount is announced annually by TKGM. Verify the exact 2026 tariff before quoting it.
Send the Residence, seller type, size, first-sale or resale status and citizenship need. We return a cost table with verified and UNVERIFIED lines separated.
Evidence and checklist
| Buyer moment | Check | Why it matters |
|---|---|---|
| Tapu Harci | 2% buyer + 2% seller | Law No. 492; commercial payer can differ by contract. |
| KDV | 10% / 20% or exemption | Depends on first delivery, area, seller tax status and exemption evidence. |
| DASK | Formula, not flat | 2026 tariff uses risk group, construction type and insured value. |
| Notary and translation | Conditional | Used for POA, translations and some contracts. |
| Döner sermaye | UNVERIFIED amount | Annual TKGM tariff must be checked before launch. |
How to use this in your shortlist
Start with your goal, budget and timing, then test one Project, one Residence and one Offer against the rule above. If evidence is missing, keep the gap visible instead of replacing it with a claim.
Evidence register
Sources
Source claims checked on 2026-08-24.
- GIB, Fees Law No. 492
- Rule date
- current consolidated page checked 2026-08-24
- Accessed
- 2026-08-24
- Supports
- Tapu Harci legal base and declared-value rule
- GIB, VAT Law No. 3065 and KDV rate notices
- Rule date
- current consolidated page checked 2026-08-24
- Accessed
- 2026-08-24
- Supports
- KDV and foreign-buyer VAT-exemption conditions
- DASK tariff
- Rule date
- Official Gazette 2025-12-31, No. 33124; checked 2026-08-24
- Accessed
- 2026-08-24
- Supports
- 2026 compulsory earthquake insurance rates and monthly insured-value basis
- TDUB, 2026 minimum valuation-fee tariff from SPK decision
- Rule date
- SPK Decision 68/2443 dated 2025-12-30; checked 2026-08-24
- Accessed
- 2026-08-24
- Supports
- minimum licensed-appraisal fee floors
- TKGM, foreign natural-person FX purchase document notice
- Rule date
- effective 2022-01-24; notice published 2022-01-26
- Accessed
- 2026-08-24
- Supports
- DAB route, bank conversion and deed value basis for foreign natural-person purchases
Terms used in this guide
Every term links to its full definition in the glossary.
